Consolidate Debt

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Will a bank consolidate debt up to $40,000.00? does it depend on your credit score? What bank or institution do you recomend?

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Can you consolidate debt if some credit cards are already in collections and if one is wanting to sue you? Does anyone know of a good company that can help me? Also a bad credit score should not matter right? Thank you!

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Jessica ... You had better be very, VERY careful. There are many companies out there who pawn themselves off as credit counselors that can fix bad credit, erase debt, and things like that. They almost make it seem as though they'll be able to fix ALL your problems, but for a small fee, that is. Some have been known to go through the motions of doing a debt consolidation and they claim to have contacted your creditors to strike a deal that would be favorable to you. Then they say, just send a consolidated monthly payment to us and we'll take care of the rest. BALONEY! Try the Better Business Bureau web site at www.bbb.org . See the link for "Locate a Bureau" and contact them about finding a REPUTABLE financial assistance/advice organization. There are MANY resources out there; some are free. Good luck.

If I do not have a perfect credit score and I am past due in some credit cards what is the best company to consolidate debt with so I can make one payment?

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hi, these links sometimes do seem to help people in trouble, hope there's something in there that helps you out! http://credit-cards.ebookorama.com http://finance.ebookorama.com http://credit.ebookorama.com http://credit-repair.ebookorama.com good luck.

I have only one negitive on my credit report, 90 day late payment on a student loan from 2003. The loan has been payed in full for over a year now. But, I am unable to get a line of credit to consolidate my debt which is minimal. What options are out there? I am currently on a waiting list for housing and my number should be up in a year and a half. I need to get rid of my credit cards and put together the down payment for my place in this time. Any suddgestions?

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to start the process of buying a house this is what I did: To boost your credit score: The first thing you will need to do is call the three major credit reporting agencies and request a free copy of your credit report. www.equifax.com www.experian.com www.transunion.com Then once you get those in the mail (7-10 days) there will be a dispute form attached to the reports. Fill those out for every negative account on your report regardless. Fax, mail go online whatever it takes to get those submitted as quickly as possible. Then those companies must answer your dispute within 30 days or it is removed from your credit report completely. So that will eliminate some things, hopefully. Then make sure you pay all your revolving accounts to below 50% of your credit limits. Make sure that you make all your payments no more than 20 days from the date it is due. Good Luck!

I live in Texas. I do not want to do a refinance or a home equity. I cannot seem to find a source to consolidate my debt. I have good credit and i never have had a late payment. Everything i find is for people who have already fell behind. I do not wish to do this. I want to keep my credit good. I need to make one payment and interest per month rather than four. I am now self employed. Any suggestions?

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Just go to your bank....if they can't help you they could certainly put you on the right track of someone who can.