Free Credit Report 3

To further protect your online security, active links from Q&A has been disabled!

I am always having a hard time with Freecreditreport.com and others that give me either a FICO score and no report, or I get ONLY 1 report and then 2 months of $9.95 fees! Please help..I JUST want my report and FICO score from Equifax/Experian and TRW. Thanks in advance!

Best Answer

https://www.annualcreditreport.com/cra/ index.jsp Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. You get your report for free once per year from all three major agencies. You have to pay for your FICO though. That's not free.

Best Answer

annualcreditreport.com....... there you can request all 3 credit reports at the same time. Experian, transunion, and equifax. It's the real thing... FREE!!!

What is the process to obtain your 3 free credit reports?

Best Answer

There are three credit reporting agencies. Go to https://www.annualcreditreport.com/cra/ index.jsp and you can get one from one of the companies today. Then in four months go on there again and get one from another one and in another four months from then go back on there and get one from the third one. Just write down which you got one from before and you can get three free each year. You can get it immediately and you won't have to pay for it. However if you want a credit score, you'll have to pay for that.

Best Answer

annualcreditreport.com, but if you use that site you get all 3 reports at once, it might be better to get 1 credit report every 4 months directly from each of the 3 major credit agencies websites to monitor your credit, you have to dig for the link but you can find it. For more information and the links read this article: http://www.monitorbankrates.com/you-are- entitled-to-a-free-annual-credit-report-by- law

I've heard that we can do this once a year but am not sure how to go about it.

Best Answer

Go to http://www.annualcreditreport.com If you go to any other ones, you're going to get lumped into a subscription service. The link above is to the actual government sponsored program.