Personal Loans

To further protect your online security, active links from Q&A has been disabled!

Does anyone know where I can get a personal loan from a private lender or from a company willing to give loans(about $7,000) to people with insufficient credit history but has a good job. I need this for a meidcal emergency for my father. It is very important

Best Answer

Try this site it has personal loan info, it's help you hope .loans from worldwide banks

i was wondering if anyone knew of a website where you can apply for a personal loan with having no credit in new york state???

Best Answer

Try your credit union even if you don't have an account there. It is the easiest and cheapest.

I have a lot of debt from credit cards and personal loans. I would like to get a loan to pay off everything so that I will only have one payment. My credit is messed up because of all of the accounts that I have open. Any suggestions of what I should do?

Best Answer

Your credit is not messed up from all the accounts you have open, it's messed up because you are not paying the ones you have before taking another loan and another loan, etc. What good will one consolidation loan do for you because you will still have one payment (creditor) to not pay? Whether you owe $10,000 or five $2,000 loans you still owe $10,000. My first word of advice is to stop charging and taking out loans. It's not easy but it's the only way out of debt. Stop the minimum payment only cycle even if that means giving up something you are buying that your really don't need. Don't tell me that all of your debt is from practical needs and not wants. If you have a cell phone, that's $30-40 a month that would surely be a double payment on a credit card. If a cell phone is a need, what did we all do 10 years ago? This analogy is true for cable tv, high speed internet, gas guzzling car, etc. I am not saying to give up everything and become Amish. What I am saying is judgement is what got you in trouble in the first place. The two ways out of debt are to increase income or reduce expenses. It's not easy but neither is taking on and paying off yet another debt. You don't have to cancel your credit cards but don't use them. You want to keep your credit history going. The only cards to cancel are the ones with annual fees. The time will come when you are out of debt completely... don't keep those $30-50 a year annual fee cards. Get them paid off asap. You can increase income with a part time job or business of your own. You can consider a roommate to help with rent and utilities. You can look into selling things you no longer want or need... even half of the value of something sitting in your closet will help with your total debt. You can decrease expenses by getting rid of unneccessary expenses, downsizing your lifestyle, paying off debt one by one, clipping coupons for products you use, and lots of things to do to save $1 here and $3 there... it adds up. But, don't just save the money... put that amount onto a bill and before too long, that bill be paid off and you tackle the next bill and the next. Refinancing sounds like a good idea but if you cannot pay the bills you currently have you cannot pay the refinanced loan either. Make a committment to yourself TODAY to devise a plan and stick to it.

Does anyone know where I can get a personal loan from a private lender or from a company willing to give loans(about $7,000) to people with insufficient credit history but has a good job. I need this for a meidcal emergency for my father. It is very important

Best Answer

Try this site it has personal loan info, it's help you hope .loans from worldwide banks

i was wondering if anyone knew of a website where you can apply for a personal loan with having no credit in new york state???

Best Answer

Try your credit union even if you don't have an account there. It is the easiest and cheapest.